Police Credit Union – Internet Banking – www.pcu.com.au

Police Credit Union offers an admission to a wider variety of products and services including home loans, personal loans, saving accounts, term deposits, financial planning, insurance, direct debits, periodical payments and lots more with improved delivery channels combined with an overall lower fee structure, and its official website is www.pcu.com.au. Australian Prudential Regulation Authority (APRA) manages Police Credit Union to maintain minimum standards to make sure security of member’s funds. Police Credit Union also provides Internet Banking facility 24 hours a day, 7 days a week. Here is given details of Police Credit Union – Internet Banking service from www.pcu.com.au.

In the Police Credit Union, employees and their relatives/families/friends of the NSW Police Service, the Australian Federal Police, Corrective Services, Courts or any other area of law enforcement and associated services can join the credit union. It is a co-operative financial institution. In this institution, all the members of the Credit Union are shareholders with equal voting rights and any cash excess is put back into the Credit Union to provide extra benefits for members. Board of Directors, who is elected by Members at the Annual General Meeting, controls the Credit Union.

Police Credit Union offers free internet banking service. With the help of internet banking, you can transfer your money, check account balance, get PCU statement, make bill payments, etc. If you have any queries about joining PCU, then call at 131 PCU (131 728). If you want to become a member of PCU, then for that you have to register yourself by visit any of their branch or you can also download PDF form from their official website. You do not have to pay membership fees, if you have applied for a PCU Member. If PCU ever stop to operate to the person/s looking after their winding up, then you have to pay $10.

Police Credit Union also offers insurance such as home insurance, health insurance, term life direct insurance, travel insurance, etc. In insurance policies, some policies can be paid monthly without any cost. It also provides different types of calculator such as loan repayment calculator, extra repayment calculator, saving calculator, budget plan calculator, split loan calculator, stamp duty calculator, loan comparison calculator, income tax calculator, credit card replacement calculator, and more. You will also get different types of applications and forms online. For various types of interest rates, click here.

Police Credit Union also provides RediDial Telephone Banking without any cost for their customers. You can access your account anytime 24*7. Features like BPAY to conveniently pay your bills, Transfer funds between your various savings and loans accounts earned for the financial year, Hear a listing of recent transactions, Account balance and transactions information on all of your accounts, Listen to your payroll deductions and much more.

With the help of Police Credit Union Visa Debit Card, you can withdraw funds from any Automatic Teller Machine (ATM) in Australia including all the major banks, credit unions, building societies and regional banks (except Bank of Queensland); obtain money at any financial institution in Australia or overseas that displays the Visa symbol. You can also pay for goods and services and pay bills over the phone; withdraw money over the counter at any Police Credit Union Branch; pay for purchases at any EFTPOS terminal in major retail stores, petrol stations, shops, etc. Most outlets will also allow you to withdraw extra cash; withdraw money over the counter at any Police Credit Union Branch, make withdrawals at any Australia Post office using the Bank@POST service (a fee may apply, see Fees and Charges brochure).

You can deposit money in different ways:

• With a Police Credit Union deposit book, you can deposit money over the counter at any branch of the National Australia Bank.
• Use the Bank@POST facility at any Australia Post office to deposit your funds.
• With their Autopay service, you can have your salary automatically credited to your Police Credit Union account. For added convenience you can split the deposits any way that you choose, e.g. you can pay your loan, put some money aside in a special savings account and deposit the rest in your day-to-day account.
• You can deposit money at any branch of Police Credit Union.

Benefits of Police Credit Union internet banking:

• It transfers money between Police Credit Union accounts
• It view interest earns on your accounts for the financial year
• External transfers to other institutions of up to $2000 per day
• It views your current account balances and transactions on all your savings, investments and loan accounts
• It set up future dated bill payments
• Use BPAY to pay bills from any of your savings accounts – it’s free!
• View and print your PCU statements

PCU Head Office
Level 27
1 Market Street
Sydney NSW Australia 2000

Phone: 131 PCU (131 728)

Source: http://www.pcu.com.au/