North Carolina state employees can get the financial services benefits offered by State Employees Credit Union (SECU). SECU also provides benefits to the family members of the employees. NCSECU is the 2nd biggest credit union in U.S. It is a non-profit organization that is owned by its each and every member and federally insured by the National Credit Union Administration. Www.Ncsecu.org – the official website of North Carolina SECU has a huge collection of information ranging from contents, news and articles.
NCSECU offers higher rates on deposits, lower rates on loans and lower fees on particular financial products & services to give the best service to all the members. It provides 3 types of services – online, automated and branch services. To get all the online services, you are required to become a member of SECU by registering at the website. It provides all the financial services that you generally get from a bank, at very low rates and more beneficial conditions.
You are able to view handy account balance, pay bills, order check, view statement images up to 18 months, transfer funds, lending rates, view the past 120 days of transactions and cleared check images, view deposit rates, etc. online, without visiting the local branch of the bank. It also offers car loan or insurance policy for you. It allows the users to download their account information as well as plan their finances and transactions via Quicken or Microsoft Money program.
You can apply for the auto loans, personal loans, green loans, mortgage loans, boat/watercraft loans and credit card loans at a local branch or online. NCSECU is also providing NC Income Tax Debt Payment Loan from 18th January to 30th April, 2012. It offers various insurances such as health insurance, life insurance & long-term care insurance as well as Medicare supplement plan.
SECU also offers different types of card services like gift card, debit card (cashpoints and visa check) and visa credit card. Cardholders (VISA check and credit) will get special promotions. To get account information, you can register for alerts and text messaging service. At www.ncsecu.org, you can view recent news and information links, various highlights such as overdraft free days and mortgage loan updates, deposit rates, the lending rates and their member of the week.
Pros
- Provides all financial services for free.
- Offer auto loan, personal and credit card loan.
- Provide alerts and text messaging service.
- Users are able to plan their finances and transactions.
- Also offers various insurance and card services.
- No need to visit the local branch of the bank to carryout daily transactions.
- Give higher rates on deposits, lower rates on loans and lower fees on products & services.
- Allows downloading account information through your Quicken or Microsoft Money program.
