The Wells Fargo Rewards program is a means to get reward points just for the everyday purchases with your Wells Fargo Cards. Wellsfargorewards.com is a website especially designed for the rewards program. The customers can search for hundreds of rewards, redeem the reward points that they have earned and check their point balance. It has many optional programs from which the customers can choose and enroll, according to their requirements. It is very convenient, easy and of course rewarding.

There are two types of reward programs one for the individual customer and other for the business customer. You can earn reward points from Wells Fargo Exclusive Reward Program for check card and Wells Fargo Reward Program for check card and credit card in the individual customer section. There are Rewards for Business Card, Business Check Card, Wells Fargo BusinessLine Rewards program for the business customers. On the basis of your requirements, you can enroll in any of the programs. The customer can also use the rewards to help the emergency and natural disaster relief efforts. For this, the customer has to log into the account and select the “Charities” category to receive a Charity Choice gift card. After receiving the gift card, the customer has to visit the Charity Choice website given on the card and choose the preferred relief organization.

A customer earns one point for every single dollar in net eligible purchases (purchases minus returns/credits). All purchases made with the Wells Fargo Business Card gives points including mail and phone order purchases, internet purchases and bills set up for payment using the card. These points expire in three years after they were earned, on November 30. These rewards include cash rewards, gift cards, home and garden objects, electronics, sports and leisure, toys and games, green rewards, travel and special offers.

Cash Back – You can also exchange these points for cash back, but you have to exchange at least 25,000 points to get 1% of the cash back. For a reward point amount less than 25,000, the refunds you will get are less than 1%.

Gift Cards – The reward points can even be exchanged for gift cards. Though, the rebate equivalent will be less than 1% when you exchange the reward points for gift cards.

Online Shopping Portal – Wells Fargo have their own online shopping portal where you can earn extra reward points when you shop with their merchant partners.

Travel Rewards - You can also use these reward points for your traveling. You need a certain amount of points to get a flight within the USA. But it has some common restrictions like Saturday stays and 21 days advance booking.

Other Rewards - These programs have a merchandise catalog where the customer can exchange the reward points in exchange of various merchandise. The customer can also donate these points to charity.

Just go to the website Wellsfargorewards.com and login to your account. You can check the points balance, view the history of your purchase, browse for the available rewards and redeem the reward points. You can call the Wells Fargo Rewards Service Center at 1-877-517-1358 to get the answers to your queries, if any.

Pros

• Exchange reward points for various items
• Earn extra reward points from online shopping malls
• Low interest rates, depending on credit

Cons

• Delayed and returned-payment fees that runs as high as $35
• Difficult to earn reward points at a higher rate