IFSC Code IOB bank – Indian Overseas Bank – Indian Financial System Code
IFSC – Indian Financial System Code is mandatory for all sorts of the electronic money transfer purpose used for intra-India NEFT/RTGS payments. IFSC is an 11 digit unique alpha numeric code, given by Reverse bank of India for participating in these payment systems. What is your IFSC (Indian Financial System Code), you may find here. Do you want to know IFSC Code of your Indian Overseas Bank? It’s simple. This online tool mentions all details regarding IFSC code IOB bank as well as Indian Financial System Code list are also covered.
In 11 digit code, the first 4 digits are identify the bank, the next 4 digits are the control characters and the last 3 digits are the branch identity code. To uniquely identify bank branches in India, the Indian Financial System Code is designed. IFSC and MICR codes are published by the Reserve Bank of India, but only IFSC codes should be used.
See some of examples of IFSC code are such as:
- SBIN0006623 (State Bank of India)
- ICIC0000037 (ICICI Bank)
- HDFC0000558 (HDFC bank)
All you need to first find out your IFSC Code to link up your PayPal account to your Indian Bank account. This code is printed on the cheque leaves of the cheque book.
The technology Magnetic ink character recognition is used for checking of legitimacy and the originality of paper documents and cheques. In the characters, important information can be encoded.
How to get IFSC Code?
All bank had been instructed by RBI (Reserve Bank of India) to print IFSC code in the check leaves,which is given to the consumer. You have to ASK your bank for it, if you cannot find one.
Only for intra-India payment transactions, IFSC code can be used but cannot be used for foreign payments.
Here are the 3 ways to find out your IFSC code for your bank….
- Open your checkbook and see whether you can find IFSC code for RTGS or NEFT.
- Call the customer service of your bank and ask for IFSC code for NEFT or RTGS
- Visit your official bank website and see whether they have published IFSC codes for their branches.
You can Click here to get list of Banks and Bank Branches enabled for RTGS transactions and their IFSC codes.
Here you can also get your IFSC code by entering Name or Email Address.
The IFSC codes Indian Overseas Bank are:
| Branch | IFSC Code/MICR Code |
|---|---|
| ADAYAR | IOBA0000002 / NON MICR |
| KALUPURCIRCLE.AHMEDABAD. | IOBA0000003 / 380020005 |
| ALLEPPEY | IOBA0000004 / 688020001 |
| AMINJIKARAI | IOBA0000005 / 600020015 |
| AMRITSAR | IOBA0000006 / 143020002 |
| ANNUR | IOBA0000007 / 641020018 |
| AVADI | IOBA0000008 / 600020042 |
| AYANAVARAM | IOBA0000009 / 600020038 |
| VALAPATANAM (BALIAPATAM) | IOBA0000010 / NO MICR |
| BANGALORE CITY | IOBA0000011 / 560020003 |
| BANGALORECANTONMENT | IOBA0000012 / 560020004 |
| BALLYGUNGE | IOBA0000013 / 700020012 |
| FORT | IOBA0000014 / 400020003 |
| INDIA EXCHANGE PLACE | IOBA0000015 / 600020003 |
| KANNUR (CANNANORE) | IOBA0000016 / NON MICR |
| DARYAGANJ | IOBA0000017 / 110020003 |
| MADURAI-CHOKKIKULAM | IOBA0000018 / 625020004 |
| KOCHI | IOBA0000019 / NON MICR |
| COIMBATORE-BIG BAZAAR | IOBA0000020 / 641020002 |
| CUDDALORE OT | IOBA0000021 / NON MICR |
| CUTTACK | IOBA0000022 / NON MICR |
| DEVAKOTTAI | IOBA0000023 / NON MICR |
| ERNAKULAM | IOBA0000024 / 682020002 |
| ERODE | IOBA0000025 / 638020001 |
| GOVERNORPET-VIJAYAWADA | IOBA0000026 / 520020003 |
| GUDIYATHAM | IOBA0000027 / NON MICR |
| GUNTUR | IOBA0000028 / NON MICR |
| HAMPANKATTA – MANGALORE | IOBA0000029 / 575020002 |
| HYDERABAD | IOBA0000030 / 500020014 |
| KAKINADA | IOBA0000031 / NON MICR |
| COIMBATORE -KANIYUR | IOBA0000032 / NON MICR |
| KARAIKAL | IOBA0000033 / NON MICR |
| KARAIKUDI MAIN | IOBA0000034 / NON MICR |
| KAROL BAGH | IOBA0000035 / 110020009 |
| KARUR | IOBA0000036 / NON MICR |
| KILASEVALPATTY | IOBA0000037 / NON MICR |
| KODAMBAKKAM | IOBA0000038 / 600020014 |
| KOOTHANALLUR | IOBA0000039 / NON MICR |
| KOTTAYAM | IOBA0000040 / 686020001 |
| KOZHIKODE (CALICUT) | IOBA0000041 / 673020002 |
| KULASEKHARAM | IOBA0000042 / NON MICR |
| LUDHIANA | IOBA0000047 / 141020006 |
| ESPLANADE | IOBA0000048 / 600020003 |
| MADURAI | IOBA0000049 / 625020007 |
| MAHIM – MUMBAI. | IOBA0000051 / 400020010 |
| MANDVI – MUMBAI | IOBA0000052 / 400020007 |
| BUNDER (MANGALORE) | IOBA0000054 / 575020001 |
| MATUNGA | IOBA0000056 / 400020012 |
| MOUNT ROAD | IOBA0000058 / 600020004 |
| MYLAPORE-CHENNAI | IOBA0000060 / 600020016 |
January 13th, 2010 at 11:34 am
Do you relish having a bank account in an alien country?It’s easy.The rules and regulations are now easily accessible on the internet.Almost all the information can be gathered with just one click.Now-a-days overseas banking accounts have gained popularity,specially amongst the rich one’s.You can access them by the IFSC codes given in this blog after opening an account in a foreign country.
May 1st, 2010 at 2:51 pm
IFSC Code stands for Indian Financial System Code. It is very useful in Netbanking and PayPal Verification. All NEFT enabled bank branches have an IFSC Code.
There are many sites providing IFSC Codes but searching IFSC Code of a Specific Bank Branch is very hectic. I found the best site (netinfobase.com) for searching IFSC Code. The IFSC Code of any Bank Branch can be found in just 4 Steps easily:
1) Select State
2) Select City
3) Select Bank
4) Select Branch
And you have the IFSC Code of the desired bank branch instantly.